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Terms of Service

Last updated: February 3, 2026

1. Agreement to Terms

By accessing or using InsuranceReadyLeads (the "Service"), operated by Four Nine Nine Ltd, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

InsuranceReadyLeads provides lead generation services for licensed insurance agents, including live inbound calls, real-time leads, and aged leads. Our platform connects insurance professionals with consumers actively seeking insurance products.

3. Account Registration

To use our Service, you must create an account and provide accurate information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Payment Terms

Our Service operates on a prepaid basis. You must deposit funds before receiving leads or calls. Pricing is determined based on your selected configuration including policy types, coverage areas, and product type. Unused funds remain in your account with no expiration and are fully refundable upon account closure.

5. Compliance

All leads and calls provided through our Service are generated in compliance with applicable laws including TCPA regulations. Users agree to handle all leads in compliance with federal, state, and local laws governing insurance sales and marketing.

6. Limitation of Liability

InsuranceReadyLeads and Four Nine Nine Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service.

7. Modifications

We reserve the right to modify these Terms at any time. Continued use of the Service following any changes constitutes acceptance of the new Terms.

8. Contact Information

For questions about these Terms, please contact us at support@insurancereadyleads.com

InsuranceReadyLeads is owned and operated by Four Nine Nine Ltd

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